LFA · Coming Soon
Introducing Leveraged Fractional Assets.
Own more real estate exposure with a smaller equity contribution through structured debt participation from banks, NBFCs, and private credit. Designed for India's A-grade pre-leased commercial real estate.
Target Effective IRR
Up to 17%
Leverage
Up to 1.6×
Asset Grade
A-Grade CRE
Min. Equity
₹20 L+
Side by Side
Same asset. Half the equity.
Instead of deploying ₹40 L fully as equity, an investor may access a ₹40 L real estate exposure with around ₹20 L equity and structured debt participation — subject to asset approval, lender terms, eligibility, and risk checks.
Debt increases both upside and risk. Returns are not guaranteed. Final structure depends on lender approval and legal/regulatory compliance.
Normal Fractional
₹40 L
Equity
₹40 L exposure
8–9% rental yield
Leveraged Fractional
₹20 L
Equity + ₹20L debt
₹40 L exposure
Enhanced target IRR
How LFA Works
Five steps. One structured asset.
01
Asset Identification
Property Verse sources A-grade pre-leased commercial assets.
02
Diligence & Review
Tenant, lease, valuation, exit potential reviewed.
03
Lender Onboarding
Debt partner / NBFC structures financing against the asset.
04
Investor Equity
Investors contribute equity to the structure.
05
Returns Waterfall
Rent, interest, and exit distributed per transparent waterfall.
Illustrative Calculator
Model your LFA exposure.
Move the sliders to see how equity, debt, yield, and exit dynamics affect your projected returns.
Asset exposure₹40.0 L
Equity contribution %50%
Debt interest rate9.5%
Rental yield8.5%
Holding period5 yrs
Exit appreciation (cumulative)30%
Estimated Outputs
Total Exposure
₹40,00,000
Your Equity
₹20,00,000
Debt
₹20,00,000
Annual Rental Income
₹3,40,000
Annual Interest Cost
₹1,90,000
Net Annual Cashflow
₹1,50,000
Projected Exit Value
₹52,00,000
Total Investor Return
₹39,50,000
Effective IRR (illustrative)
14.6%
Pre-tax. Net of debt cost. Excludes platform fees, taxes, and one-time costs.
Illustrative calculator. Actual returns depend on final asset, debt terms, taxes, fees, and market conditions.
Why LFA
Eight reasons to consider Leveraged Fractional Assets.
Larger real estate exposure
Lower upfront equity requirement
Institutional debt participation
A-grade income-generating assets
Potential IRR enhancement
Structured risk checks
Transparent repayment waterfall
Asset-backed financing logic
Where LFA Sits
Compare across all real estate investment options.
| Direct Property | Normal Fractional | PV Aggregator | PV Leveraged (LFA) | |
|---|---|---|---|---|
| Min capital | ₹5 Cr+ | ₹10 L+ | ₹10 L+ | ₹20 L+ |
| Asset access | Single | Single asset | Multi-platform | Curated A-grade |
| Liquidity | Very low | Low-Medium | Low-Medium | Low-Medium |
| Diversification | Poor | Limited | Strong | Strong |
| Debt usage | Self-financed | None | None | Institutional |
| Professional screening | Self | Platform | Platform + PV | Platform + PV |
| Potential IRR | 8–12% | 12–15% | 13–16% | Up to 17%+ |
| Risk level | High concentration | Moderate | Moderate | Moderate-High |
| Best suited for | Ultra-HNI | Retail investors | Curated investors | HNI & Family Office |
Early Access
Get early access to LFA.
Be first in line as we onboard select investors for our flagship Leveraged Fractional Asset launch.